Use it locally
Track your money on the device you are using. No bank connection is required to get started.
Your information
Use Cashflow Pilot your way.
Start using Cashflow Pilot on your device. You can sign in if you wish, enable Cloud Sync if it is offered for your account, and keep a backup for peace of mind.
The basics
Four things to know about your data.
You can start without connecting a bank or turning on Cloud Sync.
Sign in if you want
Signing in gives you an account. It does not automatically turn on financial Cloud Sync.
Turn on Cloud Sync
When you enable it, supported information can stay up to date on your other signed-in devices.
Save a backup
Make a separate copy of your information so you have something to restore if you need it.
Supported bank and brokerage connections are optional, separate integrations. Availability varies by provider and some third parties charge fees. You can continue importing statements yourself. A connection does not replace review and reconciliation.
Cloud Sync
Want to use more than one device?
If Cloud Sync is available and you turn it on, supported information can update between devices. Some files, connections and sensitive details stay on the device where you added them.
Sign in
Use your Cashflow Pilot account on each device.
Enable Cloud Sync
Open Account & registration, then turn on Cloud Sync if it is available for your account.
Check the status
Make sure your latest changes show as up to date.
Check your other device
Open a few accounts to confirm the information looks right.
Need a little more help?
Follow the short Cloud Sync guide, including what to do if devices do not agree.
Backup & restore
Keep a copy you can come back to.
Cloud Sync helps keep devices up to date. A backup gives you a separate saved copy you can restore if something goes wrong.
When should I back up?
Before a big import, a new device, or major changes to your accounts. It is also good to save a backup regularly.
Where should I keep it?
Save it somewhere safe that you can access even if you lose your device. Treat the file like a financial statement.
Does everything come across?
Use Backup everything for your financial records. Business supporting documents need a separate Documents ZIP from Business Settings. Bank connections may need to be set up again. After restoring, check your accounts and balances.
Can a backup replace Cloud Sync?
A backup saves a copy from that moment. Use Backup everything to save your workspaces together. The file does not update your other devices automatically.
Back up in a few steps
See how to save a copy, restore carefully and check your information.
Common questions
Quick answers
Do I need to connect my bank?
No. You can use supported manual entries and statement imports instead.
Does signing in automatically sync my finances?
No. Cloud Sync is a separate option that you choose to enable.
Will Cloud Sync bring over everything?
When Cloud Sync is available and turned on, it can update supported information. Some files, sensitive details and connections need separate attention.
Do I still need backups with Cloud Sync?
Yes. A backup is an independent copy you can restore. Cloud Sync is not the same as a backup.
What if something looks wrong on my second device?
Do not erase anything to force a sync. Save a backup and follow the Cloud Sync guide or contact support.
Ready to get started?
Take a look at the help guides whenever you need them.
Private by design
Your financial records are encrypted before upload.
Cashflow Pilot uses end-to-end AES-256-GCM encryption for financial Cloud Sync. Your 43-character recovery secret stays with you; the server cannot decrypt your financial records. Sign-in metadata remains separate.
Keep your recovery secret
Store it securely so you can unlock another browser or device. Email sign-in codes do not replace the secret.
Keep a backup too
If the secret is lost, only an accessible local copy or complete usable backup can preserve the records for a fresh encrypted sync. Never reset or delete the last working copy.
Read the recovery guide → See an encrypted transaction example →
Account and encryption
Sign-in and unlocking are different steps.
Email, Google or Apple sign-in identifies your account. Your separate 43-character recovery secret unlocks end-to-end encrypted financial records, including Personal, Portfolio and supported Business data. A returning user who has valid encrypted records should restore after unlocking rather than repeat first-run onboarding.
Save both your secret and a full backup
Cashflow Pilot cannot reconstruct a lost recovery secret. Do not delete the last unlocked local copy. When a guarded reset option is available, it still requires another verified usable copy before starting fresh encrypted sync.
Sign in and safely restore →Sharing is a separate approval
Cloud Sync does not share your records with another account. An authorized invitation must be followed by separate identity checks and owner-selected publication; availability is private-gated.
Understand Sharing & Access →