Accounts and owners
Organize holdings by owner and account across supported institutions and account types.
Investments in focus
See the whole portfolio, not just one account.
Track holdings, brokerage cash, owner views, currencies, account history and investment income across supported institutions—alongside personal and business finances.
Step-by-step help
Prefer to learn by doing?
Follow the Cashflow Pilot tutorials with examples you can check against your own data.
Dividend Intelligence
Follow the income behind your holdings.
Review payout calendars, income history and indicative forecasts linked to the Portfolio you already maintain. Expected distributions and actual receipts are not the same thing.
Explore dividend income →A closer look
Portfolio, step by step
See accounts, cash, performance context and dividend income without creating a second portfolio.
Cash and currencies
Keep brokerage cash separate from securities, and review original-currency and CAD values.
Dividends and income
Open Dividend Intelligence to review known payment dates, recorded income and indicative forecasts.
The overview illustration above uses fictional values. Current prices, histories and supported account data depend on sources, refresh limits and device.
Everything in Portfolio
All your investments, in context.
Bring holdings together across institutions and owners, follow values and currency movements over time, and understand what contributes to your net worth.
Feature area 01
5 capabilitiesAccounts and ownership
Stop switching between investment portals.
Multiple accounts
Track holdings across supported TFSA, RRSP, LIRA, non-registered, corporate and other registered account types.
Owner views
View supported Personal, Spouse and Corporate groupings independently, with an aggregate where available.
Institution labels
Organize portfolios by account and institution for a more useful consolidated overview.
Holdings and cash
View supported security positions and maintain cash balances manually when an import does not include cash.
Asset types
Track supported equities and ETFs, plus supported digital-asset tickers where available.
Feature area 02
5 capabilitiesPrices, currencies and history
See how values change, not just today’s total.
Multi-currency values
Keep the security’s trading currency visible while consolidating supported balances into a CAD-denominated view.
Bank of Canada FX
Use available daily foreign-exchange reference rates for supported currency pairs. Publication timing can affect historical availability.
Account value history
Review stored account- and owner-level snapshots over time, where collected.
Market-price history
Inspect supported recent price history, subject to data-provider availability and refresh limits.
Performance context
Compare values over time while accounting for missing prices, contributions and source-data limitations.
Feature area 03
5 capabilitiesBring your portfolio in
Import what you can, enter what you need.
Manual holdings
Enter and adjust supported quantities, prices and account assignments directly.
Wealthsimple imports
Import supported Wealthsimple portfolio records. Some cash and account data may require manual updates.
Dividend Pilot imports
Reuse holdings data from supported Dividend Pilot backup/import paths.
Sun Life extension
Where set up, use the separate supported extension-based Sun Life workflow; it is not a universal integration.
Refresh controls
Refresh supported quotes and inspect timestamps or stale values instead of assuming data is always real time.
Feature area 04
5 capabilitiesInvestment records
Keep interpretation tied to source information.
Book value and cost awareness
Review displayed average or book cost as supplied or entered; tax-adjusted cost basis may need separate verification.
Portfolio composition
Compare account, owner and regional or asset exposures supported by the current data.
Dividends and income
Review investment income information where imported or recorded and supported by the underlying data.
Net worth context
Combine supported investment values with other account and liability records as appropriate.
Source and history checks
Use snapshots and import provenance to understand when holdings or valuations last changed.
Feature area 05
5 capabilitiesControl and portability
Financial insight without forcing connections.
Local-first data
Keep available portfolio records on the device by default rather than requiring a brokerage connection.
Optional record sync
Synchronize supported portfolio records when registration and Cloud Sync are both enabled.
Connection limitations
Imports and available connections may omit information. Not every brokerage or type of account can be connected.
Export and restore
Retain independent copies of supported portfolio/account data and verify recovery.
Currency and tax caution
Prices and converted balances are for tracking. Use official records for tax reporting.
Availability can depend on your build, device, imported records and connected providers. See the cross-workspace feature table →
Built for real records
Details that make the difference.
A useful financial workspace needs guardrails, not just charts.
A clearer picture over time
View daily account values and holding changes where historical data is available, not just a single total.
Know what came from where
External integrations can have different coverage for holdings, transaction history and account balances. Verify each import before relying on it.
Respect Canadian cost basis
Brokerage-reported cost figures are not automatically a correct Canadian tax ACB. Review and preserve tax-relevant records separately.
Frequently asked
Portfolio questions, answered.
Does Portfolio connect to every brokerage?
No. Import and connection availability differs by source and account. Only options offered in your app are available to set up.
Does it automatically calculate my tax ACB?
Do not assume imported book values or average cost equal Canadian tax adjusted cost base. Verify disposals, corporate actions, currency and distributions separately.
Why can an account balance differ from my brokerage?
Missing cash, stale prices, source update timing, unimported activity and conversion rates can all produce differences.
Will switching devices copy my quote cache?
Not necessarily. Market price, FX history and certain derived data can remain device-local and may need to refresh on the new device.
Go further with these guides.
Step-by-step help for common tasks and important review checkpoints.
Data ownership and safety
Your account, your data, your choice.
You decide how to use your information, whether to connect an account, and whether to sync across devices.
Local by default
Financial records are available on the device. You can start without linking a bank or enabling cloud replication.
Sync when you want
Signing in identifies you; enabling Cloud Sync separately sends supported records between devices. Not every file or sensitive field is included.
Back up independently
Save a backup so you have a copy if you ever need to restore your information.
How it works
From first record to a clearer view.
Use the workflow that fits your existing data. Bank connections and Cloud Sync are optional, separate choices.
Set up accounts
Choose owners, institutions and account types.
Add holdings
Import a supported file or record positions manually.
Review values
Check quote dates, FX, cash and account totals.
Preserve history
Maintain snapshots and export an independent backup.
Guides & tutorials
Take the next step with confidence.
Short guides explain how data enters Cashflow Pilot and what to check before accepting it.
Track a portfolio
See how to get started, step by step.
Read guide →Bank & brokerage connections
See how to get started, step by step.
Read guide →Back up your records
See how to get started, step by step.
Read guide →Free to use · Actively improving
Start today. Explore more as you need it.
Cashflow Pilot has no required app subscription for its current tools. Use whichever financial areas are helpful. Improvements keep coming, and you choose whether to connect a bank.
A better view of your finances starts here.
Use Cashflow Pilot locally, then add the workflows and integrations that make sense for you.
Learn by doing
Step-by-step help for real tasks
Simple examples, common mistakes and guidance for checking your figures.